Terms of Use

Terms of User Agreement

This User Agreement lays out the terms and conditions for governing the user’s access and use of services on the Website, including any other sub-domain or platform which is owned, managed or operated by Rabaadi Financial Services ("Rabaadi"), and/or its affiliates (hereinafter referred to as "Website"). By using or accessing the Website, and using the services, the User accepts and agrees to be bound by the Terms of Use. If the User does not agree with the Terms of Use, then the User may immediately exit the Website.

In terms of the Information Technology Act, 2000, this document is an electronic record, being generated by a computer system, and it does not require any physical or digital signature. Your acceptance of the terms and conditions shall be considered as your consent to use the App, the Website, the services, and products (collectively referred to herein as "Services") provided by Rabaadi in accordance with the terms and conditions laid down by Rabaadi.

This User Agreement is published in accordance with the Rule 3 (1) of the Information Technology (Intermediaries guidelines) Rules, 2011, that requires intermediaries to publish the rules and regulations, privacy policy, and user agreement for access or usage of the intermediary's computer resource by Users.

About Rabaadi Financial Services

Rabaadi Financial Services is engaged in the business of financial product distribution and allied services. Rabaadi Financial Services is a mutual fund distributor registered with AMFI. In accordance with the applicable laws, Rabaadi and its strategic partners/employees/sub-distributors are permitted to render incidental advice with respect to mutual fund products and other financial products that are permitted to be distributed under the license of AMFI to its client. For every other purpose, including distribution of non-mutual fund products, all material displayed on the Website is for informational purposes only. Further, it is not intended as investment advice or an opinion concerning securities or a public offer proving a basis for an investment decision. No material/information contained on the Website constitutes or shall be interpreted as investment advice, offer, solicitation, or advertising with respect to the purchase or sale of any security, and no part of it shall form the basis of or be relied upon in connection with any contract or commitment whatsoever. Rabaadi and/or its strategic partners/employees/sub-distributors, in association with Rabaadi, may also be engaged in 'distribution only' of other financial and investment products, including but not limited to portfolio management products, bank and corporate fixed deposits, bonds, gold bonds, convertible debentures, debentures, national pension scheme, and loan products, etc, as available/offered on primary and secondary security markets and/or in direct arrangement with such third parties issuing/providing such products. Each of such activities is done independently. Rabaadi and its strategic partners/employees/sub-distributors do not provide any advice with respect to such products, and the activity is strictly restricted to distribution only under extant applicable laws. Rabaadi and its strategic partners/employees/sub-distributors do not provide any investment advisory services with respect to such non-mutual fund products, and any information provided thereof should not be relied upon while making an investment in such investment products.

Interpretation

The terms "him," "his," "You," "Your," "Client," "User," "Investor," "Subscriber," and "Customer" within this document refer to individuals using the services and products offered by Rabaadi Financial Services through its Website/App, encompassing both singular and plural forms. Headings, bold formatting, and italics (if any) are included for reference convenience only and do not alter the meaning or interpretation of the terms herein.

This set of terms establishes a binding agreement between the user and Rabaadi Financial Services upon downloading the App or utilizing services on the Website and/or App or on any other platform managed by Rabaadi Financial Services, collectively referred to as the "Agreement." The act of downloading and installing the App or using the Website's services indicates acknowledgement, understanding, and acceptance of these terms.

By accessing the Website, downloading the app, or using the services, the User affirms having read, understood and agreed to be legally bound by this User Agreement. Rabaadi Financial Services retains the right to modify the terms and conditions without notice. The user's continued use of the Website after such changes shall be construed as acceptance of the modifications.

This User Agreement furnishes essential information regarding the services provided by Rabaadi Financial Services, and users are encouraged to read it carefully for their own protection before acceptance. If the user disagrees with the terms herein, they should refrain from using the Website, App, or the services provided on these platforms.

This User Agreement must be considered alongside the privacy policy document or any other applicable documents related to specific accounts, services, situations, circumstances, or transactions.

References to statutes, ordinances, or other laws include regulations, instruments, consolidations, amendments, re-enactments, or replacements currently in force.

In addition to any specific requirements outlined in this User Agreement, the user's acceptance of these terms represents a declaration that they are at least 18 years old or have legal parental or guardian consent. Users must be fully capable and conscious of entering into this User Agreement, making investment decisions, executing investment transactions, assessing advice (if any), and committing to abiding by the stated terms. Transactions conducted through the Website are subject to the provisions outlined in the respective Scheme Information Documents and/or Statement of Additional Information and/or Key Information Memorandum, as updated by relevant addenda.

Usage/Registration/Enrollment and Termination

Users are granted access to the services on the Rabaadi Financial Services Website once they successfully complete the KYC, Investment Readiness, and Information Verification process, providing comprehensive personal information in compliance with the Know Your Client ("KYC") guidelines issued by the Securities and Exchange Board of India ("SEBI") and/or any other regulatory/government agencies or authorities as applicable.

Rabaadi Financial Services, for account opening purposes and the ease of monitoring client investments, may engage regulated third-party websites and registrars in the processing, transfer, or disclosure of personal information. This collaboration ensures compliance with necessary standards and facilitates secure transactions.

Your consolidated personal information gathered during your use of the Website/App/services may be used, with your consent, for providing information, improving user experience, and marketing other products and services. By accepting this User Agreement, you consent to the processing of your personal information for these additional purposes. If you disagree with the terms, we recommend refraining from signing up or availing of any services offered by Rabaadi Financial Services.

Upon registration or enrollment as a customer, whether as a sub-distributor or an end investor, directly or indirectly through sub-distributors, or as an Account holder through the Website, you affirm the accuracy of the information provided, both presently and in the future. Rabaadi Financial Services reserves the right, at its sole discretion, to deny access to the Website or any portion thereof without notice for the following reasons:

1. Immediately by Rabaadi Financial Services for any unauthorized access or use by you.

2. Immediately by Rabaadi Financial Services if you assign or attempt to transfer any rights granted under this User Agreement, Client Agreement, or Sub-broker Agreement with Rabaadi Financial Services.

3. Immediately, if you violate any other terms and conditions outlined in this Agreement.

The termination or cancellation of this Agreement will not affect any right or relief to which Rabaadi Financial Services may be entitled, whether in law or equity. Upon termination, all granted rights will revert to Rabaadi Financial Services. Except as explicitly stated, the fee charged for access to Rabaadi Financial Services is non-refundable for any reason, regardless of the reason for cancellation or termination of this User Agreement.

Disclaimer: Not an Investment Advice

The content on the Website is presented for informational purposes only and should not be construed as, nor is it intended to be, investment advice or a recommendation to engage in any investment activity, buy, sell, or transact in any investment products or services. It is neither an invitation, offer, nor solicitation to participate in any investment activity.

The information provided on the Website operates under the assumption that users will independently make their own investment decisions. Rabaadi Financial Services does not consider any investor’s investment objectives, specific needs, or financial situation.

Furthermore, the content on this Site does not and is not meant to, constitute financial, legal, accounting, or tax advice. It is strongly advised that users seek professional investment advice before making any investment decisions. Any decisions regarding investments should be made after a thorough risk assessment, and consulting with a professional investment adviser.

This disclaimer is intended to emphasize that the information presented on the Website is not a substitute for professional advice and users should exercise caution and diligence when making investment decisions.

Investment Risks

Investing in products or services offered by Rabaadi Financial Services involves significant risks. Such investments are suitable only for investors who can bear the associated risks, including the potential for a complete loss of investment. It is crucial to ensure a thorough understanding of these risks before deciding to invest.

These Terms do not provide a comprehensive overview of all risk factors associated with investments through Rabaadi Financial Services products or services. The offering documentation for each specific product contains detailed risk warnings that are pertinent to that particular offering. It is imperative to carefully consider these risk warnings and seek appropriate investment advice before making any decisions related to investment.

This statement underscores the importance of acknowledging and comprehending the risks involved in investments, emphasizing the need for careful consideration and professional guidance before proceeding with any investment decisions.

Copyrights, Proprietary Rights, No Retransmission of Information

All rights, title, and interest in the Website, including its content, design, and information contained herein, are the exclusive property of Rabaadi Financial Services, unless otherwise stated. Rabaadi Financial Services is the sole owner of all intellectual property, including rights to trademarks, logos, symbols, copyright works, reports, diagrams, patents, designs, and other elements created or held in connection with the Products, Services, websites, etc., including, but not limited to, domain names, source codes, and databases.

No material or information contained on the Website should be construed as investment advice, an offer, solicitation, or advertising regarding the purchase or sale of any security. None of it should form the basis for or be relied upon in connection with any contract or commitment.

The Website is solely for personal and non-commercial use and no other purpose. This Agreement does not transfer or assign any ownership rights to you or any other person or entity. The content of the Website cannot be amended, copied, reproduced, replicated, republished, uploaded, posted, published, transmitted, displayed, or distributed for any non-personal use without obtaining prior written permission from Rabaadi Financial Services.

You may not perform, license, frame, create derivative works, or otherwise use any information, reports, formats, presentations, software, products, or services obtained from the Website for commercial or public purposes without prior written approval from Rabaadi Financial Services. You may not rent, lease, sublicense, distribute, transfer, copy, reproduce, publicly display, publish, adapt, store, or time-share the Website or any part or format thereof unless specifically authorized in writing by Rabaadi Financial Services.

Furthermore, you may not remove, alter, or obscure any copyright, legal, or proprietary notices on any portions of the Website without prior written authorization. Any other use of the information on the Website requires the prior written consent of Rabaadi Financial Services. The names, logos, and marks referenced herein are trademarks and service marks of Rabaadi Financial Services or their respective owners.

You are prohibited from using any marks for any purpose, including use as metatags on other pages or sites on the World Wide Web, without the written approval of Rabaadi Financial Services or the third party owning the marks. Users agree not to use the Intellectual Property in any manner except as expressly permitted by Rabaadi Financial Services. Users further agree to treat all supplied or received information as confidential and privileged, not divulging or disclosing it to any unauthorized third party. Users agree not to use such information to the detriment of Rabaadi Financial Services or any other entity, and not to make copies of any confidential information except for personal consumption within the terms of this agreement.

Rabaadi Financial Services reserves the right to terminate the accounts of Users/Investors/Associates of Rabaadi Financial Services who violate proprietary rights. In case of any actual or intentional breach of these terms, users may be liable for damages as determined by Rabaadi Financial Services and additional damages determined by an Indian court of law.

Security

Unauthorized use of Rabaadi Financial Services' Website and systems, including but not limited to unauthorized entry into Rabaadi Financial Services' systems, or the misuse of passwords or any other information is strictly prohibited. Users may not employ the Website in any manner that could cause damage, disable, overburden, or impair any Rabaadi Financial Services site or service or interfere with any other party's use and enjoyment of any Rabaadi Financial Services site, service, or online accounts. Attempts to gain unauthorized access to any Rabaadi Financial Services site, service, computer systems, or connected networks through hacking are expressly prohibited. Users agree not to engage in any activities related to the Website that violate applicable laws or regulations.

Users of online accounts have the primary responsibility to keep their login IDs and passwords secure and not display such crucial information to any third party. In the event of any leak of login IDs and passwords, Rabaadi Financial Services shall not be held responsible for the loss of such information or for any consequences, damages, claims, loss of personal information, or any actions, transactions, instructions, etc., related to security, investment products, or otherwise arising from the use of leaked login IDs and passwords.

Rabaadi Financial Services may use technology on its Websites to collect information from visitors and compile aggregate statistical information about how visitors use its Websites. This includes information on the frequency and average length of visits, as well as pages viewed during a visit. This information is used to enhance Website content and performance. No individually identifiable information is collected for this purpose, and individual visitor behaviour is not monitored. Rabaadi Financial Services does not guarantee the continuous availability of the Website, and users are responsible for protecting and backing up their data and equipment. The Website is provided as-is, without any representations or warranties regarding the accuracy, functionality, or performance of third-party software used in connection with the Website.

Rabaadi Financial Services and Rabaadi Associated Partners do not provide, nor are authorized to provide, any opinion, recommendations, analysis, etc., on any client's consolidated or multi-product portfolio, except limited to suggestions of Financial Products by Rabaadi Financial Services. Clients may receive consolidated information on their investments, financial holdings, details of current holdings, historical data, profit & loss info, returns & performance details, key observations/highlights, consolidated asset allocation, account info, and other factual representations. However, these should not be interpreted as investment advice.

General Information

All content on the Website, accessible without the need for any login, including but not limited to information, online tools, articles, publications, literature, interviews, mutual fund reports, third-party reports, research insights, etc., is freely available to the public. None of this material should be construed as investment advice or specific recommendations for any individual client. It's important to note that any views expressed in these materials on the Website are general comments made in good faith, reflecting trends in the financial or securities market, or the economic situation. These views are not tailored to any particular security or investment product, and as such, these communications should not be considered investment advice.

Rabaadi Financial Services will not be held responsible for any views, personal opinions, or data shared by third parties who are interviewed or quoted and published on the Website. Such expressions should be regarded as the personal views and opinions of the respective third parties. Additionally, Rabaadi Financial Services disclaims responsibility for reports and publications released by third parties. Its role is solely to serve as a platform to share such content with the public in good faith.

This disclaimer is crafted to emphasize that the information provided on the Website is for general awareness and should not be mistaken for personalized investment advice. Rabaadi Financial Services acts as a facilitator for information dissemination and is not accountable for the perspectives or reports generated by third parties.

Service Delays

Rabaadi Financial Services reserves the right, at its sole discretion, without any obligation and without notice, to modify, enhance, or rectify the information, materials, and descriptions on the Website. Additionally, Rabaadi Financial Services may suspend and/or deny access to the Website for scheduled or unscheduled maintenance, upgrades, improvements, or corrections. The company retains the authority to discontinue or modify any product, service, or online user accounts described on its Website or in any modules or parts thereof at any time if deemed appropriate.

Rabaadi Financial Services (including its directors, employees, affiliates, agents, representatives, or subcontractors) shall not be held liable for any loss or liability resulting, directly or indirectly, from delays or interruptions due to electronic or mechanical equipment failures, telephone or internet connection problems, pandemics, defects, weather conditions, strikes, walkouts, fires, riots, armed conflicts, acts of war, or other similar causes. Rabaadi Financial Services assumes no responsibility to provide access to the Website while interruptions are ongoing due to any such causes mentioned above.

Liability Disclaimer:

YOU EXPRESSLY AGREE THAT THE USE OF THE WEBSITE IS AT YOUR SOLE RISK. The information and materials on the Website may contain typographical errors or inaccuracies. Any dated information is published with due care as of its date only, and Rabaadi Financial Services does not undertake any obligation or responsibility to update or amend any such information. The information, products, and services on this Website are provided on an "AS IS, WITH ALL FAULTS," "WHERE IS," and "WHERE AVAILABLE" basis. Rabaadi Financial Services does not warrant the information or services provided herein or your use of this Website generally, either expressly or impliedly, for any particular purpose and expressly disclaims any implied warranties, including but not limited to, warranties of title, non-infringement, merchantability, or fitness for a particular purpose.

Rabaadi Financial Services will not be responsible for any loss or damage that could result from interception by third parties of any information or services made available to you on this Website. Although the information provided on this Website is obtained or compiled from sources believed to be reliable, Rabaadi Financial Services cannot and does not guarantee the accuracy, validity, timeliness, or completeness of any information or data made available to you for any particular purpose. Neither Rabaadi Financial Services nor any of its affiliates, directors, officers, or employees, nor any third-party vendor, associates, groups, partners, or other sub-brokers, will be liable for any loss or damage or compensation incurred in the event of any failure or interruption of this Website, or resulting from the act or omission of any other party involved in making this Website, the data contained herein, or the products or services offered on this Website available to you, or from any other cause relating to your access to, inability to access, or use of the Website, these materials, whether the circumstances giving rise to such cause may have been within the control of Rabaadi Financial Services or of any vendor providing software or services.

Under this Agreement, you assume all risk of errors and/or omissions on this Website, including the transmission or translation of information. You assume full responsibility for implementing sufficient procedures and checks to satisfy your requirements for the accuracy and suitability of this Website, including the information, and for maintaining any means you may require for the reconstruction of lost data or subsequent manipulations or analyses of the information under the User Agreement.

YOU AGREE THAT RABAADI FINANCIAL SERVICES (including its and their officers, directors, employees, affiliates, group companies, agents, representatives, or subcontractors) shall not, in any event, be liable, whether in contract or tort, for any direct, special, indirect, consequential, or incidental damages or other damages of any kind arising out of the use or inability to use the Website for any purpose whatsoever, even if Rabaadi Financial Services or any other such party has been advised of the possibility thereof. Rabaadi Financial Services and its affiliates, officers, directors, employees, and agents shall have no liability in tort, contract, or otherwise to the user and/or any third party. This limitation on liability includes, but is not limited to, the transmission of any viruses that may infect a user's equipment, failure of mechanical or electronic equipment or communication lines, telephone or other interconnect problems (e.g., you cannot access your internet service provider), unauthorized access, theft, operator errors, strikes, or other labor problems or any force majeure. Rabaadi Financial Services cannot and does not guarantee continuous, uninterrupted, or secure access to this Website.

No warranty is given that the contents of the Website are compatible with all computer systems or browsers or that this Website shall be available on an uninterrupted basis. Rabaadi Financial Services does not accept any liability for any damages or losses arising from changes or alterations made to this Website by unauthorized third parties. The internet is not a completely reliable transmission medium, and neither Rabaadi Financial Services nor any of its affiliates accept any liability for any data transmission errors, such as data loss or damage or alteration of any kind, or for the security or confidentiality of information transmitted across the internet to or from Rabaadi Financial Services or any of its affiliates. Any such transmission of information is entirely at your own risk, and any material downloaded from this Website is downloaded at your own risk. The information on this Site is provided “as is”. To the extent permitted by law, Rabaadi Financial Services, its affiliates, and each of their directors, officers, employees, and agents expressly exclude all conditions, warranties, representations, and other terms that might otherwise be implied by statute, common law, or the law of equity. In no event will Rabaadi Financial Services or any of its affiliates be liable to any person for any indirect, special, or consequential damages arising out of any use of, or inability to use, this Site or the information contained on it or on any other hyper-linked site, including, without limitation, any lost profits, business interruption, loss of programs or data on your equipment, or otherwise, even if Rabaadi Financial Services is expressly advised of the possibility or likelihood of such damages. This does not affect the liability of Rabaadi Financial Services and its affiliates for any loss or damage that cannot be excluded or limited under applicable law.

Links to Third-Party Sites

The links on the Website may direct you to third-party websites. These linked websites are beyond the control of Rabaadi Financial Services. Rabaadi Financial Services has not reviewed or endorsed these websites and bears no responsibility for the contents or omissions of any linked site or any links contained within a linked site. The presence of a linked website does not constitute an endorsement by Rabaadi Financial Services of that particular website.

Indemnification

YOU SHALL INDEMNIFY, DEFEND, AND HOLD HARMLESS RABAADI FINANCIAL SERVICES (including its and their officers, directors, employees, affiliates, group companies, agents, representatives, or subcontractors) from any and all claims and losses imposed on, incurred by, or asserted as a result of or related to: (a) your access and use of this Website (b) any non-compliance by the user with the terms and conditions hereof; or (c) any third-party actions related to the user's receipt and use of the information, whether authorized or unauthorized. Any clause declared invalid shall be deemed severable and not affect the validity or enforceability of the remainder. These terms may only be amended in writing and signed by Rabaadi Financial Services. If Rabaadi Financial Services takes action (by itself or through its associate companies) to enforce any of the provisions of this Agreement, including the collection of any amounts due hereunder, Rabaadi Financial Services shall be entitled to recover from you (and you agree to pay), in addition to all sums to which it is entitled or any other relief, at law or in equity, reasonable and necessary attorney's fees and any costs of any litigation.

Force Majeure:

Rabaadi Financial Services (including its directors, employees, affiliates, agents, representatives, or subcontractors) shall not be liable if any transaction does not materialize or may not be completed, or for any failure on the part of Rabaadi Financial Services to perform any of its obligations under, or those applicable specifically to its services/facilities if performance is prevented, hindered, or delayed by a Force Majeure Event, and in such case, its obligations shall be suspended for as long as the Force Majeure Event continues. "Force Majeure Event" means any event due to any cause beyond the reasonable control of Rabaadi Financial Services, including, without limitations, unavailability of any communication systems, breach, or virus in the processes or payment or delivery mechanism, sabotage, fire, flood, explosion, acts of God, civil commotion, strikes, or industrial action of any kind, riots, insurrection, war, acts of government, computer hacking, unauthorized access to computer data and storage devices, computer crashes, malfunctioning in the computer terminal, or the systems getting affected by any malicious, destructive, or corrupting code or program, mechanical or technical errors/failures, or power shut down, faults, or failures in telecommunication, etc.

Entire Agreement:

This Agreement constitutes the entire agreement between the parties and is inclusive of any other written agreement existing between you and Rabaadi Financial Services. By using the information on this Website, you assume full responsibility for any and all gains and losses, financial, emotional, or otherwise, experienced, suffered, or incurred by you. Rabaadi Financial Services does not guarantee the accuracy, completeness, or timeliness of, or otherwise endorse in any way, the views, opinions, or recommendations expressed in the Information, does not give investment advice and does not advocate the purchase or sale of any security or investment by you or any other individual. The Information is not intended to provide tax, legal, or investment advice, which you should obtain from your professional advisor prior to making any investment of the type discussed in the Information. The Information does not constitute a solicitation by the information providers, Rabaadi Financial Services, or others of the purchase or sale of securities.

THE SERVICE IS PROVIDED "AS IS," WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION, ANY WARRANTY FOR INFORMATION, DATA, SERVICES, UNINTERRUPTED ACCESS, OR PRODUCTS PROVIDED THROUGH OR IN CONNECTION WITH THE SERVICE. SPECIFICALLY, RABAADI FINANCIAL SERVICES DISCLAIMS ANY AND ALL WARRANTIES, INCLUDING, BUT NOT LIMITED TO: (i) ANY WARRANTIES CONCERNING THE AVAILABILITY, ACCURACY, USEFULNESS, OR CONTENT OF INFORMATION, PRODUCTS, OR SERVICES; AND (ii) ANY WARRANTIES OF TITLE, WARRANTY OF NON-INFRINGEMENT, WARRANTIES OF MERCHANTABILITY, OR FITNESS FOR A PARTICULAR PURPOSE. THIS DISCLAIMER OF LIABILITY APPLIES TO ANY DAMAGES OR INJURY CAUSED BY ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DELETION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS, COMMUNICATION LINE FAILURE, THEFT, OR DESTRUCTION OR UNAUTHORIZED ACCESS TO, ALTERATION OF, OR USE OF RECORD, WHETHER FOR BREACH OF CONTRACT, TORT, NEGLIGENCE, OR UNDER ANY OTHER CAUSE OF ACTION. NEITHER RABAADI FINANCIAL SERVICES NOR ANY OF ITS EMPLOYEES, AGENTS, SUCCESSORS, ASSIGNS, AFFILIATES, GROUP COMPANIES, OR CONTENT OR SERVICE PROVIDERS SHALL BE LIABLE TO YOU OR OTHER THIRD PARTY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES ARISING OUT OF USE OF SERVICE OR INABILITY TO GAIN ACCESS TO OR USE THE SERVICE OR OUT OF ANY BREACH OF ANY WARRANTY. BECAUSE SOME COUNTRIES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IN SUCH COUNTRIES, THE RESPECTIVE LIABILITY OF RABAADI FINANCIAL SERVICES, ITS EMPLOYEES, AGENTS, SUCCESSORS, ASSIGNS, AFFILIATES, GROUP COMPANIES, AND CONTENT OR SERVICE PROVIDERS RESPECTIVE LIABILITY IS LIMITED TO THE AMOUNT PROVIDED UNDER SAID LAW. FURTHER, YOU AGREE AND UNDERSTAND THAT ALL SERVICES PROVIDED ARE NON-REFUNDABLE AND THAT YOU SHOULD CAREFULLY CONSIDER WHETHER OUR SERVICES ARE ABLE TO MEET YOUR NEEDS. Transactions between users of the Website and Rabaadi Financial Services shall be governed by and construed in accordance with the SEBI Regulations and other applicable laws of India, without regard to the laws regarding conflicts of law. Any litigation regarding this agreement or any transaction between a customer and Rabaadi Financial Services or any action at law or in equity arising out of or relating to this agreement or transaction shall be filed only in the Competent Courts of Nagpur, and the customer hereby acknowledges, agrees, consents, and submits to the jurisdiction of such courts for the purpose of litigating any such action.

Change of Terms and Conditions:

Rabaadi Financial Services has the absolute discretion to amend or supplement any of the terms of the Website at any time. Rabaadi Financial Services may introduce new services or withdraw any of the existing services whenever considered necessary. The existence and availability of the new functions will be notified to the User as and when they become available. By using these new services, the User agrees to be bound by the applicable terms and conditions. The User shall be responsible for regularly reviewing these terms, including amendments thereto, as may be posted on the Website. If, in the opinion of the User, the changes are to their disadvantage, the Customer may, at its discretion, opt to suspend the services provided by Rabaadi Financial Services.

Jurisdiction:

The usage of the Website and the terms of this User Agreement are exclusively based on and subject to Indian laws. The User hereby consents to the exclusive jurisdiction and venue of courts in Nagpur, Maharashtra, India, in all disputes arising out of or relating to the use of the Website. Use of the Website is unauthorized in any jurisdiction that does not give effect to all provisions of these terms and conditions, including without limitation this paragraph.

Last Modified 23-Dec-2023